Terms of Service

Please read these terms carefully before using our services.

1. Agreement to Terms

By accessing or using the services of Flourish Securities Investment and Trust Limited ("FSITL," "we," "us," or "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Services Provided

FSITL provides the following services:

  • •Trusteeship and fiduciary services
  • •Investment management and advisory
  • •Portfolio management
  • •Fund management
  • •Estate planning and management

3. Client Responsibilities

As a client, you agree to:

  • •Provide accurate and complete information
  • •Maintain the confidentiality of your account credentials
  • •Notify us immediately of any unauthorized access
  • •Comply with all applicable laws and regulations
  • •Pay all fees and charges associated with our services

4. Investment Risks

Important Investment Disclaimer:

  • • Investment products are not bank deposits
  • • Investment products are not insured by any government agency
  • • Investment products may lose value
  • • Past performance does not guarantee future results
  • • All investments carry risk, including potential loss of principal

You acknowledge and accept that all investment decisions are made at your own risk. FSITL provides advisory services but does not guarantee any specific investment outcomes.

5. Fees and Charges

You agree to pay all fees and charges associated with our services as outlined in your service agreement. Fees may include:

  • •Management fees
  • •Advisory fees
  • •Transaction fees
  • •Custodial fees
  • •Performance-based fees (where applicable)

6. Limitation of Liability

To the maximum extent permitted by law, FSITL shall not be liable for:

  • •Any indirect, incidental, special, or consequential damages
  • •Loss of profits, revenue, or data
  • •Investment losses resulting from market conditions
  • •Actions taken based on investment advice, except in cases of gross negligence or willful misconduct

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.

8. Modifications

FSITL reserves the right to modify these Terms of Service at any time. We will notify clients of any material changes through our website or direct communication. Continued use of our services after such modifications constitutes acceptance of the updated terms.

9. Contact Information

For questions about these Terms of Service, please contact us:

Flourish Securities Investment and Trust Limited
Suite 23, Block A, Alausa Shopping Mall
131, Obafemi Awolowo Way, Ikeja, Lagos
Email: legal@flourishsecng.com
Phone: +234 805 690 6479

Regulatory Notice: Flourish Securities Investment and Trust Limited (RC. 682877) is licensed and regulated by the Securities and Exchange Commission (SEC) of Nigeria as Trustees, Fund and Portfolio Managers.